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These statistics are similar in most other states. Which means the borrower pays $400 – $500 in loan fees on a $400 loan. This is absurd usury and really should be illegal since it is not helping anyone except the lender. It is predatory lending at better if just gets borrowers in deeper debt than before.”Some will say, that little man should have somewhere to go,” said state Rep. Eldridge Emory, “Butif he gets money by doing this, he’s just digging a hole deeper and deeper, and he’s not going to get out.”Several states like Vermont have currently banned this form of predatory lending.

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